Montgomery, Alabama personal injury attorneys Allred & Allred, P.C. recently obtained a six figure settlement on behalf of a woman who was rear-ended by a drunk driver early one Sunday morning. The victim, who was on the way to see her grandson, was waiting to make a left turn when a drunk driver hit her from behind at highway speed. Our client suffered an aggravation of a pre-existing condition in her spine and was unable to work thereafter.
In cases such as this, where an auto accident victim’s damages exceed the amount recoverable under the at-fault driver’s policy of liability insurance, the victim may recover under the uninsured/underinsured motorist (UM/UIM) coverage of his or her own insurance policy. Every auto insurance policy issued in the State of Alabama must include UM/UIM coverage unless a rejection form is signed by the policyholder. The UM/UIM insurer is liable for all damages that the victim is “legally entitled to recover” from the at-fault driver in excess of the at-fault driver’s liability insurance coverage. These would include damages for medical bills, lost wages and even punitive damages.
If you have been in an auto accident, contact the law offices of Allred & Allred, P.C. to determine if you may be entitled to UM/UIM benefits from your insurer.