In many car accident cases, the question of insurance coverage is fairly straightforward. The individual is either insured or they are not. Each individual is typically only covered with a singular policy provided by one company, and the terms of that policy are usually standardized.
Even in these situations, Montgomery car accident attorneys know there can be conflict with regard to interpretation of certain clauses as they apply to the circumstances.
But with teen drivers, the question of coverage can be even more complex. Some complicating factors include parental divorce, which could call into question whether the teen is a "resident household member." In some instances, both parents have policies that cover the teen. In some cases, the vehicle may be insured on a separate policy. If the teen wasn't driving according to the state's graduated driver's licensing laws, there could be questions about whether the insurance company is liable at all.