The U.S. Court of Appeals for the Eighth Circuit recently rejected a claim by a Missouri woman that an umbrella insurance policy belonging to her daughter and son-in-law covered her other son-in-law, and therefore her, in a crash that occurred in October 2010. In Allstate Indemnity Co. v. Rice, the court held the insurer had no obligation to cover excess liabilities when neither claimant was considered an insured.
Montgomery car accident attorneys recognize that when battling insurance companies for fair compensation, there are a host of legal issues that can arise. This is especially true when those involved might be family members and friends.
In the Rice case, the injured woman was a passenger in a vehicle being driven by her son-in-law. The vehicle belonged to her daughter and another son-in-law. It was a single-vehicle crash, and the woman sustained serious injuries as a result.